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<title>Cowan Insurance Agency Inc Newsletters</title>
<category>Insurance</category>
<description>Monthly headlines</description>
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<copyright>Copyright 2007 Liberty Publishing. All rights reserved.</copyright>
<link>http://www.cowaninsurance.com</link>
<ttl>60</ttl>
<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>The ABCs of E and O Coverage</title>
<description>GL, PL, PI, BI, PD, K and R, EPLI, you name it. The world of insurance can be a complicated maze of initials and acronyms, which are often seemingly used to confuse the insurance buyer. </description>
<category>Down To Business</category>
<link>http://www.siteforless.com/newsletters/?QID=114&amp;tokenID=4889c2d0b68845cc4a9758a431f346f6534</link>
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<title>Understanding the Liabilities in Manufacturing a Product</title>
<description>The issue of product liability is a true legal thorn bush. Manufacturers, who fail to understand how liability can impact in bringing a new product to market, are apt to find themselves nicked by the thorns. </description>
<category>Down To Business</category>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Premium Damage Control for Workers Compensation Insurance</title>
<description>When you obtain workers comp for your business your initial premium rates are based on your companys payroll and the average cost of insurance in your particular industry.</description>
<category>Down To Business</category>
<link>http://www.siteforless.com/newsletters/?QID=114&amp;tokenID=4889c2d0b68845cc4a9758a431f346f6534</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Insuring Your Collectibles the Smart Way</title>
<description>If you have spent considerable time and money on a collection you probably want to ensure that it is well protected. </description>
<category>Personal Protection</category>
<link>http://www.siteforless.com/newsletters/?QID=115&amp;tokenID=41b6783182bf26942814473dfcbf4ef2534</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>It´s My Condominium, Do I Need Coverage?</title>
<description>Owning a condominium is a cross between being a homeowner and being a renter. </description>
<category>Personal Protection</category>
<link>http://www.siteforless.com/newsletters/?QID=115&amp;tokenID=41b6783182bf26942814473dfcbf4ef2534</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Act Quickly to Minimize Damage from Identity Theft</title>
<description>Identity thieves steal in countless ways from their victims. Victims may discover that identity thieves have made charges on or withdrawals from their accounts, opened new credit cards or taken out loans in their names </description>
<category>Personal Protection</category>
<link>http://www.siteforless.com/newsletters/?QID=115&amp;tokenID=41b6783182bf26942814473dfcbf4ef2534</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Should You Have a Defibrillator Onsite?</title>
<description>Cardiac arrest is a topic for which most people believe they are knowledgeable, but in reality know little about.</description>
<category>Workplace Safety</category>
<link>http://www.siteforless.com/newsletters/?QID=223&amp;tokenID=a64ea8b3bdbaac706ecc4661305d2752534</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Keeping an Eye Out for Hidden Hazards to Your Vision</title>
<description>Eye injuries are more common than you think and they can happen in the blink of an eye.</description>
<category>Workplace Safety</category>
<link>http://www.siteforless.com/newsletters/?QID=223&amp;tokenID=a64ea8b3bdbaac706ecc4661305d2752534</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Pay Attention - Driving Distracted Could Be Your Demise</title>
<description>At one point in time a vehicle was a means to take us from point a to point b. Nowadays we not only travel in our vehicles we eat meals in them, conduct business in them, read in them, watch TV in them, listen to cds and, of course, talk on the phone.</description>
<category>Workplace Safety</category>
<link>http://www.siteforless.com/newsletters/?QID=223&amp;tokenID=a64ea8b3bdbaac706ecc4661305d2752534</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Umbrella Coverage: Protect Your Exposed Assets</title>
<description>There's no doubt that we live in a litigious society. Jury awards continue to bankrupt individuals and many small companies.</description>
<category>Construction</category>
<link>http://www.siteforless.com/newsletters/?QID=266&amp;tokenID=36709cf0add58cd074778940028f4c13534</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Employers Paying the Price for Off-The-Job Injuries</title>
<description>Employers have spent the last few years putting more emphasis on workplace safety, to meet with the ever-increasing demands of safety-based regulations. </description>
<category>Construction</category>
<link>http://www.siteforless.com/newsletters/?QID=266&amp;tokenID=36709cf0add58cd074778940028f4c13534</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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<title>Discrimination Law Suits Can Be Pricey and Damaging</title>
<description>The 21st Century brings a more racially and ethnically diverse workforce. With it rises the possibility of discrimination lawsuits, which can be both pricey and damaging to companies. </description>
<category>Construction</category>
<link>http://www.siteforless.com/newsletters/?QID=266&amp;tokenID=36709cf0add58cd074778940028f4c13534</link>
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<pubDate>Tue, 16 Feb 2010 10:53:12 PST</pubDate>
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