Cowan Insurance Agency, Inc. is committed to being one of the premier providers of independent auto insurance Lawrence MA customers can count on. Our commitment is to provide customers with the best insurance value and service available, while maintaining the highest ethical standards and credibility with our clients, carriers, and the public. Welcome to a whole new world in Massachusetts Automobile Insurance! For the first time in 30 years, insurance companies are actually allowed to compete for your business. And we are ready to compete for yours! Special discounts are now being offered to clients that we also write their home insurance, safe drivers, youthful operators and hybrid owners.
New this year as well are two Massachusetts Personal Automobile Enhancement Endorsements. Each are available for a nominal charge of $25/vehicle and can be added to your policy. The Safety Shield provides a disappearing collision deductible, guaranteed replacement cost, expanded substitute transportation coverage and emergency road travel expenses. The Auto Loan/Lease Gap Coverage pays the difference between your vehicle value and your loan/lease balance in the event of a total loss. Full details of each endorsement can be found by clicking the following links.
We also offer payment plans with no monthly installment charges through electronic fund transfer, or monthly billing with a nominal installment charge.
We are now also able to provide a monthly payment plan for those that have been cancelled by their current insurance company for non-payment. Also, if your driving record is somewhat less than perfect, we now have a market that specializes in covering you with rates lower than the Mass Auto Insurance Plan (assigned risk pool).
If you are looking for a company to provide auto insurance Lawrence MA customers should know about the benefits of an Independent Agency, such as Cowan Insurance Agency, Inc.
There is a difference in where you buy your protection. Many people do not realize there are three sources for auto insurance Lawrence MA customers can consider:
Your Independent Insurance Agent:
There is a difference!