Auto Insurance Merrimac MA

Auto Insurance Merrimac MA - Cowan Insurance Agency

Cowan Insurance Agency, Inc. is committed to being one of the premier providers of independent auto insurance Merrimac MA customers can count on. Our commitment is to provide customers with the best insurance value and service available, while maintaining the highest ethical standards and credibility with our clients, carriers, and the public. Welcome to a whole new world in Massachusetts Automobile Insurance!  For the first time in 30 years, insurance companies are actually allowed to compete for your business.  And we are ready to compete for yours!  Special discounts are now being offered to clients that we also write their home insurance, safe drivers, youthful operators and hybrid owners.

New this year as well are two Massachusetts Personal Automobile Enhancement Endorsements.  Each are available for a nominal charge of $25/vehicle and can be added to your policy.  The Safety Shield provides a disappearing collision deductible, guaranteed replacement cost, expanded substitute transportation coverage and emergency road travel expenses.  The Auto Loan/Lease Gap Coverage pays the difference between your vehicle value and your loan/lease balance in the event of a total loss.  Full details of each endorsement can be found by clicking the following links.

Safety Shield Broadening Endorsement

Auto Loan/Lease Gap Coverage

We also offer payment plans with no monthly installment charges through electronic fund transfer, or monthly billing with a nominal installment charge.

We are now also able to provide a monthly payment plan for those that have been cancelled by their current insurance company for non-payment.   Also, if your driving record is somewhat less than perfect, we now have a market that specializes in covering you with rates lower than the Mass Auto Insurance Plan (assigned risk pool).

When Considering Providers of Auto Insurance Merrimac MA Customers Should Learn About Cowan Insurance Agency, Inc., An Independent Agency

If you are looking for a company to provide auto insurance Merrimac MA customers should know about the benefits of an Independent Agency, such as Cowan Insurance Agency, Inc.

There is a difference in where you buy your protection. Many people do not realize there are three sources for auto insurance Merrimac MA customers can consider:

  • Captive Agents, who can sell you the insurance of only one company.
  • Telephone Representatives, who can offer you the insurance of one company, and only on the telephone.
  • Independent Insurance Agents, who represent a number insurance companies, and research with these firms to find you the best combination of price, coverage and service.

Your Independent Insurance Agent:

  • Is a licensed professional with strong customer and community ties.
  • Gives you excellent service and competitive prices because your agent can access the insurance coverage from more than one company.
  • Unlike other agents, is not beholden to any one company; thus, you don’t need to change agencies as your insurance and service needs change.
  • Assists you when you have a claim.
  • Is your consultant working with you as you determine your needs.
  • Offers you a choice of insurance plans and programs.
  • Is a value hunter who looks after your pocketbook in finding the best combination of price, coverage and service.
  • Offers one-stop shopping for a full range of products-home, renters, auto, business, life and health.
  • Can periodically review your coverage to keep up with your changing insurance needs.
  • Treats you like a person, not just another number.

There is a difference!

Looking for auto insurance Merrimac MA customers can trust? Call Cowan Insurance Agency today to learn more and to get an insurance quote at 978-372-1451 or click here to complete our contact form.

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